Doug Carey is the owner and founder of WealthTrace, a financial planning software company. He has over 17 years of experience in the financial markets. Doug Carey
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Analyzing Long Term Bonds In A Retirement Portfolio; 10-Year Treasurys Versus Dividend Stocks Oh, how advisors and their clients long for the days when it was easy to earn 6% on a U.S. Treasury bond. The income alone was enough to see many people through their retirement years. It used to be so simple for those approaching retirement: Start trimming the portion of your retirement portfolio dedicated to equities and move into laddered, safe fixed-income.
Just 10 years ago you could get a 6% yield on a 10-year U.S. Treasury bond. Now you don’t even get 2%. With yields rising around the world on government debt, the risk/reward tradeoff for long-term fixed income is weighted way too heavily on the risk side these days.
How To Help Clients Understand The Impact Of A Cut To Their Pension Retirement Planning Rules & The Alternatives How Much Do Lower Cost Funds Impact Retirement Plans? Showing Clients How Dividend Paying Stocks Can Help Offset Low Interest Rates Helping Clients Figure Out When To Take Social Security How Will A Long Period Of Low Bond Yields Affect Retirement Plans? |
