Doug Carey

ContactDoug Carey is the owner and founder of WealthTrace, a financial planning software company. He has over 17 years of experience in the financial markets.
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WealthTrace

Doug Carey

 
Analyzing Long Term Bonds In A Retirement Portfolio; 10-Year Treasurys Versus Dividend Stocks

Oh, how advisors and their clients long for the days when it was easy to earn 6% on a U.S. Treasury bond. The income alone was enough to see many people through their retirement years.

 
It used to be so simple for those approaching retirement:  Start trimming the portion of your retirement portfolio dedicated to equities and move into laddered, safe fixed-income.
 
Just 10 years ago you could get a 6% yield on a 10-year U.S. Treasury bond. Now you don’t even get 2%. With yields rising around the world on government debt, the risk/reward tradeoff for long-term fixed income is weighted way too heavily on the risk side these days.

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