1. An Outlier Case Illustrates The Need To Dig Further For Client Information
(Matching tags: retirement planning,IRA,client communications)

In yet another case of how family dynamics affect investment advice, a man who left his pension to his wife. On the surface, this would seem to be a pretty normal state of affairs. The catch is, this man ...

2. Becoming An Expert On Medicare Legislation And Benefits Could Be Your Next Business Growth Tool
(Matching tags: retirement planning,healthcare,investing)

... say their biggest worry about retirement is having enough to pay for health care, yet it is a worry they rarely talk about with their financial advisors. Developing a strategic health care back-up plan ...

3. Wade Pfau On Problems With Applying The 4% Withdrawal Rate Rule To Economies Beyond The U.S.
(Matching tags: retirement,retirement planning,retirement income)

From an international perspective, a 4% real withdrawal rate is surprisingly risky. Even with some overly optimistic assumptions, it would have only provided "safety" in four of 17 developed ...

4. Boomer Women Have Saved Even Less Than Men And Need Retirement Planning Help
(Matching tags: women investors,Boomers,retirement planning)

Although Baby Boomers are the notorious group for not saving enough for retirement, women have not saved as much as men and they need guidance for retirement planning. Women typically have saved $108,000 ...

5. Analyzing Long Term Bonds In A Retirement Portfolio; 10-Year Treasurys Versus Dividend Stocks
(Matching tags: retirement planning,dividends,interest rates,bonds)

Oh, how advisors and their clients long for the days when it was easy to earn 6% on a U.S. Treasury bond. The income alone was enough to see many people through their retirement years.   It used ...

6. Second Careers Are Becoming A Main-Stay In Retirement Planning
(Matching tags: retirement planning,retirement income)

  The new vision of retirement life embraced by the Baby Boom generation is migrating to the Echo Boom generation. Sixty-nine percent of Americans age 21 to 50 plan to work during retirement, either ...

7. Retirement Account Contributions Remain Tax-Free...For Now
(Matching tags: retirement planning,tax planning,Taxes)

Retirement accounts were up for a tax hit in Congress recently but slid by unscathed. The recently passed Republican budget included a measure to streamline six tax brackets into two and decrease the ...

8. Retirement Portfolios Need An Active Management Process, Not Just Good Planning
(Matching tags: investing,plan execution,retirement planning)

Gone are the days when clients got a pension and felt their retirement scenario was set. Since many people’s portfolios were hit hard during the 2008 crisis and neither Social Security nor pensions ...

9. How To Help Clients Understand The Impact Of A Cut To Their Pension
(Matching tags: pensions,social security,retirement planning)

Defined-benefit pensions used to be much more prevalent 50 years ago. Many of our grandparents and parents would work for the same company for decades and then count on a solid stream of pension payments ...

10. Asset Allocation Is Found To Be The Least Important Retirement Planning Focus
(Matching tags: investment strategies,retirement planning)

  The emphasis on asset allocation to produce income for retirees and to optimize portfolio performance may be circumventing other, just as important, aspects of retirement planning. The right time ...

11. Wade Pfau On Leaving Money On The Table
(Matching tags: retirement planning,retirement income)

... of inquiry by Finke and Williams from the Fall 2011 issue of the Retirement Management Journal, and it won the RMJ’s Academic Thought Leadership Award.   Scott Burns had earlier brought ...

12. President Of Morningstar's Investment Management Division Joins Curriculum Advisory Board For Retirement Management Analyst Designation
(Matching tags: RMA,profession,retirement planning)

Peng Chen, Ph.D., CFA, president, Morningstar's Investment Management division, has joined the Curriculum Advisory Board for the Retirement Management Analyst designation.  ...

13. Preparing For Transition: Management Succession Planning
(Matching tags: business cycles,business owners,business planning,business strategy,management,retirement,retirement planning,succession planning)

In an entrepreneurial business, it is common for the primary owner to be the driving force of the company. The owner has cemented close ties with key customers and suppliers, is responsible for the “creative” ...

14. Answers To Your Questions About The Retirement Management Analyst Designation
(Matching tags: investing for income,profession,retirement planning,annuities,financial planning,retirement income)

Francoise Gadenne, executive director of the Retirement Income Industry Association (RIIA), recently spoke at an A4A webinar. Here answers to some of the questions from attendees he did not get to ...

15. Retirement Planning Rules & The Alternatives
(Matching tags: investing for income,retirement planning,dividends)

With more powerful financial planning applications available today, a lot of the retirement “rules” that have been historically used are being thrown into the dustbin of history. One of ...

16. Boomers Ill Prepared For Retirement Look To Alternative Resources
(Matching tags: Boomers,mortgage debt,retirement planning)

Boomers are notoriously unprepared for retirement. Many have failed to save adequately. Add to that the devastation in the housing market during the 2008 crisis and many have been left with fewer assets ...

17. Government's Role Has Shifted In Retirement Benefits Provision
(Matching tags: retirement planning,investor behavior)

Americans have come to grips with the fact that guaranteed retirement benefits are no longer a realistic expectation. Social Security is no longer a given, especially for younger generations. Medicare ...

18. An New Take On Value Investing: Use Your IRA
(Matching tags: IRA,retirement planning,value investing)

Value investing with your IRA may offer interesting alternatives, especially if you have a self-directed IRA. These IRAs are a bit more flexible than other retirement plans and, as long as certain rules ...

19. Developing A Niche In Retirement Business Can Help You Find Better Clients Who Appreciate You More
(Matching tags: retirement,retirement planning,marketing,retirement income)

Saying you specilalize in working with retirees is not a niche. You need to focus on a segment of the retirement business. Advisors who tailor their practices toward the retirement needs of specific ...

20. Succession Planning Service Wins Favor With Cambridge's Top Affiliates
(Matching tags: retirement planning)

Cambridge Investment Research may not be getting all of its affiliates to sign up for succession plan assistance, but a lot of its biggest affiliates are taking the plunge.